Estimate your 2026 federal and state income taxes. Enter your income, filing status, and deductions to calculate your tax owed, effective tax rate, and marginal tax rate for all 50 states.
| Gross Income | Filing Status | Taxable Income | Federal Tax | Effective Rate |
|---|---|---|---|---|
| $50,000 | Single | $35,000 | $3,918 | 7.8% |
| $75,000 | Single | $60,000 | $7,918 | 10.6% |
| $100,000 | Single | $85,000 | $13,318 | 13.3% |
| $100,000 | Married Filing Jointly | $70,000 | $7,836 | 7.8% |
| $150,000 | Single | $135,000 | $24,718 | 16.5% |
| $200,000 | Single | $185,000 | $38,518 | 19.3% |
Standard deduction 2026: $15,000 (single), $30,000 (MFJ), $22,500 (head of household). Source: IRS.gov. State income tax rates vary from 0% (TX, FL, NV) to 13.3% (CA). See Tax Foundation state rates.
Your marginal tax rate is the rate on your last dollar of income. Your effective tax rate is your total tax divided by your total income — the average rate you actually pay. Most people's effective rate is much lower than their marginal rate.
For 2026, the federal brackets are: 10% (up to $11,925), 12% ($11,926–$48,475), 22% ($48,476–$103,350), 24% ($103,351–$197,300), 32% ($197,301–$250,525), 35% ($250,526–$626,350), and 37% (over $626,350) for single filers.
The 2026 standard deduction is $15,000 for single filers and $30,000 for married filing jointly (IRS Rev. Proc. 2025-32). This deduction reduces your taxable income before tax brackets are applied.
It depends on where you live. Nine states have no income tax: Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, and Wyoming. The remaining 41 states plus DC levy state income tax, with rates ranging from 1% to 13.3% (California).